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Servicer Violated RESPA but Caused no Damages: Eighth Circuit

On April 19, 2018 by Schnader in Finance

By Stephen A. Fogdall The U.S. Court of Appeals for the Eighth Circuit concluded earlier this month in Wirtz v. Specialized Loan Servicing, LLC, that a mortgage loan servicer violated Section 6 of the Real Estate Settlement Procedures Act (RESPA) by failing to obtain a borrower’s complete payment history from […]

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Eighth Circuit Opens Circuit Split on the Scope of the Equal Credit Opportunity Act

On March 31, 2016 by Schnader in Finance

By Aaron J. Fickes The Equal Credit Opportunity Act (ECOA) makes it unlawful for any creditor “to discriminate against any applicant, with respect to any aspect of a credit transaction . . . on the basis of . . . marital status.” The statute was designed to prevent, in part, […]

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