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Joining a split among the circuits, the Fourth Circuit holds that the FDCPA permits debtors to dispute debts orally

On February 3, 2014 by Schnader in Finance

By Stephen J. Shapiro The Fair Debt Collection Practices Act (FDCPA), in § 1692g(a)(3), requires a debt collector to send a consumer from whom it is attempting to collect a debt a notice.  Among other things, the notice must state that “unless the consumer, within 30 days after receipt of the […]

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